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School Reports in Middletown, Newburgh and Monroe, New York
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Real Estate Tips
Financing Your Home >New Loans

If you are considering applying for a mortgage to purchase a new home or to refinance your present home, don't delay. Despite fluctuation in interest rates, lenders are still processing many new loan applications.

You should gather all the necessary paperwork before you apply, and submit your loan application as soon as possible. At a minimum, the information required by a lender will consist of proof of your earnings and a clear picture of your total monthly income and expenses. If you are self-employed, or have long-term obligations such as alimony or child support, the preparation time and the amount of paperwork increases.

Despite the need to move rather quickly for a mortgage in today's market, you should "make haste carefully." Shop carefully for your loan by comparing all costs and terms. With the number of lenders vying for your business, new and better deals are always appearing.

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Real Estate Trivia
Q 
How did actress Jayne Mansfield decorate her Hollywood "Pink Palace" without buying any furniture?

A 
She wrote to furniture suppliers asking for free samples, telling them they could brag that their furniture was in her outrageous mansion. She received over $150,000 worth of free merchandise.
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Rhonda Rios, REALTOR®, real estate agent and broker for Middletown, Newburgh and Monroe, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Rhonda Rios
Keller Williams

229 Route 32, Suite #1
Central Valley, NY. 10917
Phone: 845-863-4488
Email: rhondarios@NUMBER1EXPERT.com

Rhonda Rios is a full-time, licensed real estate Broker associate with Keller Williams Realty, Central Valley, N.Y., serving Orange, Rockland, Sullivan and Ulster Counties. Rhonda's most recent awards include Rising Star Award for Listing & Sold Units, 2005, Keller Williams Culture Award, 2005, Keller Williams Cares Award, 2006. Culture Award May 2007,Top Producer 2007,Keller Capper 2007,Agent of the month, May 2008. Rhonda is also a GRI, Graduate Realtor Institute, E-Agent certified, a CRS Certified Buyer's Representative and a member of the NYS Realtors Association,NYSAR.

MLS CBR ePro Equal Housing REALTOR GRI


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