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	ARMs
	Assuming a Mortgage
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	Financing Clauses
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	Good Faith Estimates
	Happy Banking
	Home Buyers Education
	Home Free
	Hybrids Offer Low Rates
	If You Are Self Employed
	Lenders Want to Say Yes

	More Down Payment Help
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	Qualifying Guidelines
	Refinancing Your Home
	Shopping for the Best
	The Language of Financing
	The Loan Application
	The Margin on an ARM
	The Mortgage Shop
	The Real Bottom Line
	The Seller May Pay
	They Said Yes
	Watch Your ARMs Length
	When Interest Rates Rise
	Who Pays the Points
	Your Financial Cushion
	Your Mortgage

Do These Real Estate Tips Really Apply to YOU?

I've learned these tips through years of experience as a top real estate agent. But I know that YOUR situation might be different. That's why I'm here.

It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation.

Do any of these tips raise questions for you? Didn't find what you're looking for? Let me know! I am happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly...

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Q	What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?
A	That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles.
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Rhonda Rios, REALTOR®, real estate agent and broker for Middletown, Newburgh and Monroe, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Rhonda Rios
Keller Williams
229 Route 32, Suite #1
Central Valley, NY. 10917
Phone: 845-863-4488
Email: rhondarios@NUMBER1EXPERT.com
Rhonda Rios is a full-time, licensed real estate Broker Associate with Keller Williams Realty, Central Valley, N.Y., serving Orange, Rockland, Sullivan, Ulster & Duchess Counties. Her real estate experience dates back to her father being a local builder and her mother a broker. Knowing and living the business, Rhonda decided to take the same career path. Rhonda's most recent awards include Rising Star Award for Listing & Sold Units, Keller Williams Culture Award, Keller Williams Cares Award, Keller Williams "Cappers Club and Agent of the Month.Rhonda is also E-Agent certified, Certified Buyer's Representative and Graduate from the Realtor's Institute. Rhonda's commitment, diligence, enthusiasm and perseverance are key to helping their clients reach their goals.

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