Welcome Buyers! IN THE NEWS NEWS FROM THE NEW YORK STATE ASSOCIATION OF REALTORS, INC. A New grant is available for military first-time homebuyers A new program is offering financial assistance to first-time homebuyers who are veterans or active-duty military members. The Pentagon Federal Credit Union Foundation, a nonprofit national organization, is offering the assistance through its Dream Makers program. Active duty personnel, veterans, retired members of the military and employees of the U.S. Department of Defense and the Department of Homeland Security may be eligible for a grant up to $5,000 to use on down payments and closing costs when buying their first home. The grants can be applied to a mortgage from any financial institution. For more information on the Dream Makers program , call Rhonda at 845-863-4488 |  | | | This Luxury Home For Sale : "A Taste of Tuscany" | |
Luxury Home- A Taste of Tuscany!  
Years of planning were spent on this Custom built luxurious home with the Mediterranean Lifestyle in mind. In the neighborhood with similar homes with high quality. Absolute Solid construction !
As you enter into the Grand Foyer, you are captured by breathtaking views of the Hudson Valley . Further into this warm and inviting home you enter an amazing gourmet kitchen ,with more scenic views, with every amenity possible. with a walk in pantry ,electrical outlets built into counter tops . Kitchen island with Marble inset on counter for baking, extra sink, Sub zero refrigerator, stainless steel dishwasher , gas electric stove combo to name a few. Laundry room with clothes chute. Family room off kitchen area with a warm gas fireplace. Formal living and dining rooms.
Large Bedrooms, tastefully decorated with walk in closets. Large Master bedroom boasts a private balcony overlooking the Hudson Valley. Bedroom on opposite end also offers a private balcony with windows galore .Tiled staircase and floors throughout home. .Large Lower living area with second kitchen ,for entertaining and area for possible wine cellar. .Retractable chandelier in foyer Panic button Alarm systems, Stereo sound throughout . Equipped with Emergency Generator just in case.
Stucco exterior walls Open floor plan with high ceilings Designed to let breezes flow through the house Gas Fireplace with Marble hearthstone Outdoor awning with wind sensors to retract Large outdoor spaces for entertaining Court yard with Flagstone patio Private balconies with wrought iron custom designed and built. off bedrooms on upper level Double driveway with 3 car garage
Custom built luxurious home with the Mediterrean lifestyle in mind. Stunning views of the Hudson Valley's mountains, rolling meadows and fields of fruited trees. The heart of this warm, inviting home is the kitchen. Open and spacious with upgraded appliances,specially constructed cabinets, stainless steel appliances and an eat-in kitchen that opens up to a flagstone tiered deck, ideal for those large summer parties. Cozy family room w/fireplace, formal living and dining rooms. Mstr bedroom is complete with balcony to outside, large master bath w/jetted tub, dbl vanities.Summer kitchen in finished basement also room for wine storage. Many amenities too numerous to mention. Won't last long.
Cathedral Ceiling, Foyer, Pantry, Security System, Walk In Closet, See Remarks Exter: Deck, Existing Thermal Windows Rms: Family Room, Formal Dining Room, Master Bedroom, Master Full Bathroom, Laundry, Second Kitchen.   |  | | | After the Rain... | |
|  | | | View From Side of Home | |
|  | | | Views of the Hudson Valley ,Luxury Home -MLS# 502604 | |
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Financing Your Home >Home Free
Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.
The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.
Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.
It isn't as simple as conventional wisdom--consult a financial expert.
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Where is the world's largest stained glass window?
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The American Airlines terminal at the Kennedy International Airport in New York City has a stained-glass window that is 300 feet long and 23 feet high. |
See More Real Estate Trivia > |
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Rhonda Rios Keller Williams 229 Route 32, Suite #1 Central Valley, NY. 10917 Phone: 845-863-4488 Email: rhondarios@NUMBER1EXPERT.com
Rhonda Rios is a full-time, licensed real estate Broker Associate with Keller Williams Realty, Central Valley, N.Y., serving Orange, Rockland, Sullivan, Ulster & Duchess Counties. Her real estate experience dates back to her father being a local builder and her mother a broker. Knowing and living the business, Rhonda decided to take the same career path. Rhonda's most recent awards include Rising Star Award for Listing & Sold Units, Keller Williams Culture Award, Keller Williams Cares Award, Keller Williams "Cappers Club and Agent of the Month.Rhonda is also E-Agent certified, Certified Buyer's Representative and Graduate from the Realtor's Institute. Rhonda's commitment, diligence, enthusiasm and perseverance are key to helping their clients reach their goals. 
 
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