Pre-Qualify For Your Mortgage in Middletown, Newburgh and Monroe, New York

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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! Many buyers do not know they have mortgage options.

Knowing What you Can Afford is the First Step, Come to the Process Informed!

Pre-qualifying for a mortgage is an important first step in the homebuying process. You can find out exactly how much the bank is willing to lend you. Knowing what you can buy will empower your search!

When you pre-qualify you will discover;

How much you can afford for a new property.

Your minimum down payment and the advantages of higher down payments.

What you can afford in monthly payments.

It is extremely helpful when looking at available properties to know exactly which properties are in your price range and how much you can afford to bend for "the perfect home". I can help walk you through these steps and help you get armed with the knowledge you need to make that exciting purchase!

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Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

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Q	In what 2003 comedy does a very large family move to a new house on Forest Avenue in Evenston, Illinois?
A	"Cheaper by the Dozen", starring Steve Martin, was actually filmed in a house in Los Angeles near the Farmer's Market.
See More Real Estate Trivia >

Rhonda Rios, REALTOR®, real estate agent and broker for Middletown, Newburgh and Monroe, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Rhonda Rios
Keller Williams
229 Route 32, Suite #1
Central Valley, NY. 10917
Phone: 845-863-4488
Email: rhondarios@NUMBER1EXPERT.com
Rhonda Rios is a full-time, licensed real estate Broker Associate with Keller Williams Realty, Central Valley, N.Y., serving Orange, Rockland, Sullivan, Ulster & Duchess Counties. Her real estate experience dates back to her father being a local builder and her mother a broker. Knowing and living the business, Rhonda decided to take the same career path. Rhonda's most recent awards include Rising Star Award for Listing & Sold Units, Keller Williams Culture Award, Keller Williams Cares Award, Keller Williams "Cappers Club and Agent of the Month.Rhonda is also E-Agent certified, Certified Buyer's Representative and Graduate from the Realtor's Institute. Rhonda's commitment, diligence, enthusiasm and perseverance are key to helping their clients reach their goals.

www.RhondaHomes.com is brought to you by Rhonda Rios
NUMBER1EXPERT™ in real estate for Middletown, Newburgh and Monroe, New York

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We can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

We can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...