NEW YORK STATE FIRST TIME HOME BUYER GRANTS
The State of New York has a first time home buyer grant that assists families in purchasing their first home. It would be well worth your time to find out how this state grant can possibly help you. You can receive uo tp 5% of your mortgage amount. For more information fill out the form below ABOUT YOU and mention New York first time home buyer grants in additional information.
FHA LOANS
The Federal Housing Administration has been helping homeowners since 1934. With an FHA loan your downpayment can be as low as 3% and most of your closing costs and fees can be included in the loan. Available on single to four family properties. FHA also has a Fixer-Upper loan. You can buy a house, fix it up and include all the costs in the loan. For more information fill out the form below ABOUT YOU and mention FHA loan in additional comments.
VA LOANS
For qualified veterans, reservists & active-duty service. Flexible income, credit and debt requirements to help borrowers. No down payment required and closing costs may be funded by a gift, secured loan or grant. For more information fill out the form below ABOUT YOU and mention VA Loan in additional comments.
Your information is always kept confidential and will not be released to a third party.
No need to worry, even if it's your first home!
If you are new to the process, homebuying can be a bit intimidating. This is a time when the expertise of a top Realtor is especially needed. Let me give you step by step instructions and guide you along your way to your first home!
Ask me anything and everything. I have the answers and I love sharing them!
When first negotiating your way into the Greater Hudson Valley Area housing market I will get you started by working together with you to answer the following basics:
How much can you afford?
How one qualifies for a mortgage.
How much should you put down?
How one gets approved for financing? What banks are looking for.
How much your mortgage payments will be.
The tax advantages of buying.
How to buy a home with little or nothing down.
What’s better for you? Renting or buying?
Let’s get started! Tell me about you and what you’re looking for below. No charge and no strings. Just a great start down the path of buying your first home!
New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...Also, please fill out if you would like information sent to you regarding FIRST TIME HOME BUYER GRANTS IN NEW YORK, FHA LOANS or VA LOANS
Working With An Agent >CRS and GRI
CRS, which stands for Certified Residential Specialist, is a designation that recognizes a high level of professional accomplishments in real estate experience and education. The Residential Sales Council grants the CRS designation only to the most outstanding sales associates in the residential sales field. Besides the completion of a rigorous course of study, the candidate must be able to demonstrate 75 successful transactions or average sales of $1 million per year of experience. Only 4% of all real estate agents are awarded the CRS designation.
GRI stands for Graduate, REALTOR Institute. The REALTOR Institute offers a series of 90 hours of required and elective courses conducted by the local Board or Association of REALTORS. These courses cover all areas of real estate -- residential, investment, construction and mortgage. The GRI designation is a prerequisite of many specialized courses in the REALTOR organization.
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What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?
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That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles. |
 See More Real Estate Trivia > |
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Rhonda Rios
Keller Williams
229 Route 32, Suite #1
Central Valley, NY. 10917
Phone: 845-863-4488
Email: rhondarios@NUMBER1EXPERT.com
Rhonda Rios is a full-time, licensed real estate Broker Associate with Keller Williams Realty, Central Valley, N.Y., serving Orange, Rockland, Sullivan, Ulster & Duchess Counties. Her real estate experience dates back to her father being a local builder and her mother a broker. Knowing and living the business, Rhonda decided to take the same career path. Rhonda's most recent awards include Rising Star Award for Listing & Sold Units, Keller Williams Culture Award, Keller Williams Cares Award, Keller Williams "Cappers Club and Agent of the Month.Rhonda is also E-Agent certified, Certified Buyer's Representative and Graduate from the Realtor's Institute. Rhonda's commitment, diligence, enthusiasm and perseverance are key to helping their clients reach their goals.      
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