Inspired Real Estate 845-863-4488.

Welcome Buyers!

Here you can find information on homes for sale in the Newburgh, New Windsor,Monroe,Highland Mills, Central Valley,Middletown or Goshen area! I have single family homes, condos, & investment properties and luxury homes

for sale. The Hudson Valley offers historic attractions like West Point, Washington's Headquarters in Newburgh, or the Harness Racing Museum in Goshen to name a few. We also have Woodbury Commons in Monroe and the Galleria Mall in Middletown for great shopping or relax on a scenic Hudson River tour on the River Rose.

Welcome Sellers!

I sell homes in the Newburgh, New Windsor, Monroe, Highland Mills, Central Valley, Middletown and Goshen areas. Statistics show that 87% of homebuyers look on the internet first. My internet advertising will promote your home through Google, Yahoo, Trulia, Craigs list, Hudson Valley, Live Deal.com, Homes.com, Harmon Homes.com and other major real estate web-sites. See all the sites your home will be posted to-- **click here. I also enhance your listing on Realtor.com. Ask about my no hassle listing guarantee.**


	Keller Williams, Central Valley, N.Y.

School Reports in Middletown, Newburgh and Monroe, New York

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Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

	See All Tips In The "Financing Your Home" Category >
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Q	In what U.S. home can you find the world's largest refrigerator magnet collection?
A	Louise Greenfarb of Las Vegas, Nevada has 35,000 unique fridge magnets that she has been collecting since the 1970's.
See More Real Estate Trivia >

Rhonda Rios, REALTOR®, real estate agent and broker for Middletown, Newburgh and Monroe, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Rhonda Rios
Keller Williams
229 Route 32, Suite #1
Central Valley, NY. 10917
Phone: 845-863-4488
Email: rhondarios@NUMBER1EXPERT.com

Rhonda Rios is a full-time, licensed real estate Broker associate with Keller Williams Realty, Central Valley, N.Y., serving Orange, Rockland, Sullivan and Ulster Counties. Rhonda's most recent awards include Rising Star Award for Listing & Sold Units, 2005, Keller Williams Culture Award, 2005, Keller Williams Cares Award, 2006. Culture Award May 2007,Top Producer 2007,Keller Capper 2007,Agent of the month, May 2008. Rhonda is also a GRI, Graduate Realtor Institute, E-Agent certified, a CRS Certified Buyer's Representative and a member of the NYS Realtors Association,NYSAR.

MLS CBR ePro Equal Housing REALTOR GRI

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NUMBER1EXPERT™ in real estate for Middletown, Newburgh and Monroe, New York

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Welcome Buyers!Here you can find information on homes for sale in the Newburgh, New Windsor,Monroe,Highland Mills, Central Valley,Middletown or Goshen area! I have single family homes, condos, & investment properties and luxury homes

Welcome Buyers!

Here you can find information on homes for sale in the Newburgh, New Windsor,Monroe,Highland Mills, Central Valley,Middletown or Goshen area! I have single family homes, condos, & investment properties and luxury homes